So I was selling it on Viralgfx.com, but I decided to make it free now. Hope you enjoy. I put a good amount of work both into the tut as well as the tag/banner.
Edit: Here is the link to my smudge settings:[link]
EDIT: I will be posting this on other sites. (I will by request, too). No longer a Viralgfx exclusive as said in tutorial. Thanks for the favorites and views guys. <3